A Roth IRA provides tax-free withdrawals, provided you’ve had the account at least five years and you’re at least 59½. A Roth’s income limits may have kept you from contributing. However, you can convert your traditional IRA to a Roth. It’s not hard to do, but there’s a catch — you’ll have to pay taxes on the pre-tax dollars you convert. To help avoid a big tax bill, you … [Read more...]
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