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NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

November 17, 2025 by Fillmore County Journal Leave a Comment

NOTICE IS HEREBY GIVEN:  That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: May 4, 2018

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,192.00

MORTGAGOR(S): Earnest J. Miller IV and Tiffany E. Miller, husband and wife

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Stearns Lending, LLC.

DATE AND PLACE OF FILING: Recorded on May 10, 2018 as Document Number 417345; as modified of record by document recorded on December 29, 2021 as Document Number 436269 in the Office of the County Recorder of Fillmore County, Minnesota.

ASSIGNMENTS OF MORTGAGE: Assigned to: Freedom Mortgage Corporation by assignment recorded on August 10, 2021 as Document Number 434078 in the Office of the County Recorder of Fillmore County, Minnesota.

LEGAL DESCRIPTION OF PROPERTY: Commencing at a point 66 ft. W. and 183 ft. N. of the SE. corner of the SE1/4 of the NE1/4 Sec. 10-103-11, Fillmore County, Minnesota, thence N. 150 ft., thence W. 150 ft., thence S. 150ft., thence E. 150 ft. to the place of beginning, containing 0.516 acres, all in the City of Fountain, Fillmore County, Minnesota.

STREET ADDRESS OF PROPERTY: 530 1ST STREET, FOUNTAIN, MN 55935

COUNTY IN WHICH PROPERTY IS LOCATED: Fillmore County, Minnesota.

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $136,353.54

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

NAME OF MORTGAGE ORIGINATOR: Stearns Lending, LLC.

RESIDENTIAL SERVICER: Freedom Mortgage Corporation

TAX PARCEL IDENTIFICATION NUMBER: 24.0070.020

TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER: 100183358024592544

THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part.

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: September 18, 2025 at 10:00 AM.

PLACE OF SALE: Fillmore County Sheriff’s Office, Courthouse Square, 101 Fillmore Street, Preston, MN 55965 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.  The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.  

TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on March 18, 2026.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

Dated: July 08, 2025

FREEDOM MORTGAGE CORPORATION

Mortgagee

TROTT LAW, P.C.

By:  /s/N. Kibongni Fondungallah, Esq.

Samuel R. Coleman, Esq.

*Alexa Marsh, Esq.*

Attorneys for Mortgagee

25 Dale Street North

St. Paul, MN 55102

(651) 209-9760

(25-0748-FC01)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

NOTICE OF POSTPONEMENT

OF MORTGAGE FORECLOSURE SALE

NOTICE IS HEREBY GIVEN, that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale has been postponed to:

DATE AND TIME OF SALE: November 06, 2025 at 10:00 AM

PLACE OF SALE: Fillmore County Sheriff’s Office, Courthouse Square, 101 Fillmore Street, Preston, MN 55965.

TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 6, 2026.

Dated: September 17, 2025

FREEDOM MORTGAGE CORPORATION

Mortgagee

TROTT LAW, P.C. 

By:  /s/ *N. Kibongni Fondungallah, Esq.*

Samuel R. Coleman, Esq.

Alexa Marsh, Esq.

25 Dale Street North

St. Paul, MN 55102

(651) 209-9760

(25-0748-FC01)

NOTICE OF POSTPONEMENT

OF MORTGAGE FORECLOSURE SALE

NOTICE IS HEREBY GIVEN, that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale has been postponed to:

DATE AND TIME OF SALE: March 05, 2026 at 10:00 AM

PLACE OF SALE: Fillmore County Sheriff’s Office, Courthouse Square, 101 Fillmore Street, Preston, MN 55965.

TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is rein­stated or the property redeemed, or unless the time for redemption is reduced by judi­cial order, you must vacate the premises by 11:59 p.m. on September 8, 2026.

Dated: November 07, 2025

FREEDOM MORTGAGE CORPORATION

Mortgagee

TROTT LAW, P.C. 

By: /s/ *N. Kibongni Fondungallah, Esq.*

Samuel R. Coleman, Esq.

Alexa Marsh, Esq.

25 Dale Street North

St. Paul, MN 55102

(651) 209-9760

(25-0748-FC01)

Publish 17

Filed Under: Legal Notice

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