NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
Mortgagor: Matthew R Rowe and Holli K Rowe, husband and wife.
Mortgagee: Mortgage Electronic Registration Systems, Inc., as mortgagee, as
nominee for Home Federal Savings Bank, Federal Savings Bank, its successors
and assigns
Dated: August 19, 2013
Recorded: August 22, 2013
Fillmore County Recorder Document No. 395916
Assigned To: U.S. Bank National Association
Dated: March 8, 2018
Recorded: March 8, 2018
Fillmore County Recorder Document No. 416508
Transaction Agent: Mortgage Electronic Registration Systems, Inc.
Transaction Agent Mortgage Identification Number: 100259300000048397
Lender or Broker: Home Federal Savings Bank, Federal Savings Bank
Residential Mortgage Servicer: U.S. Bank National Association
Mortgage Originator: Home Federal Savings Bank, Federal Savings Bank
LEGAL DESCRIPTION OF PROPERTY: LOT 5 IN BLOCK 35 IN SPRING VALLEY COMPANY’S ADDITION TO THE CITY (FORMERLY VILLAGE) OF SPRING VALLEY, FILLMORE COUNTY, MINNESOTA, INCLUDING ADJOINING VACATED ALLEY.
This is Abstract Property.
TAX PARCEL NO.: 360553010
ADDRESS OF PROPERTY:
113 W Fremont St
Spring Valley, MN 55975
COUNTY IN WHICH PROPERTY IS LOCATED: Fillmore
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $68,240.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $56,330.28
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: December 11, 2025, 10:00 AM
PLACE OF SALE: Main Lobby, Fillmore County Courthouse, 101 Fillmore Street, Preston, MN
to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is June 11, 2026 at 11:59 p.m.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: October 1, 2025
U.S. Bank National Association, Assignee of Mortgagee
By: HALLIDAY, WATKINS & MANN, P.C.
Attorneys for:
U.S. Bank National Association, Assignee of Mortgagee
1333 Northland Drive, Suite 205
Mendota Heights, MN 55120
801-355-2886
651-228-1753 (fax)
THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
MN11059.
Publish 13,20,27,3,10,17
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