THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in conditions of the following described mortgage:
DATE OF MORTGAGE: September 22, 2023
MORTGAGORS: Juanita J. Gilbert and Jacob D. Gilbert, spouses married to each other
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Home Federal Savings Bank.
DATE AND PLACE OF RECORDING:
Recorded: September 27, 2023
Fillmore County Recorder
Document #: 443978
ASSIGNMENTS OF MORTGAGE:
Said mortgage was assigned to NewRez LLC d/b/a Shellpoint Mortgage Servicing on August 27, 2024 and said assignment was recorded on August 27, 2024 and given document number 447662
LEGAL DESCRIPTION OF PROPERTY:
LOT 4, BLOCK 2, JONES SUBDIVISION, CITY OF SPRING VALLEY, FILLMORE COUNTY, MINNESOTA
PARCEL ID #: 36 1057 000
PROPERTY ADDRESS: 104 Jones Street, Spring Valley, Minnesota 55975
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
Transaction Agent Id No.: 1002593-0000088150-8
LENDER OR BROKER: HOME FEDERAL SAVINGS BANK
RESIDENTIAL MORTGAGE ORIGINATOR: N/A
Current Mortgage Servicer: NewRez LLC d/b/a Shellpoint Mortgage Servicing
COUNTY IN WHICH PROPERTY IS LOCATED: Fillmore
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $265,567.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $286,693.33
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled;
PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above-described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 8, 2026 at 10:00 am
PLACE OF SALE: Fillmore County Sheriff’s Office, 901 Houston St. NW, Preston, MN 55965
To pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns.
DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is July 8, 2026 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m.
MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Dated: November 10, 2025
NewRez LLC d/b/a Shellpoint Mortgage Servicing
Mortgagee
Robert A. Blumberg
Minnesota State Bar No. 0506226
Johnson, Blumberg & Associates, LLC
30 N. LaSalle St., Suite 3650
Chicago, Illinois 60602
Ph. 312-541-9710
Fax 312-541-9711
NOTICE OF POSTPONEMENT OF
MORTGAGE FORECLOSURE SALE
The above referenced mortgage foreclosure sale originally scheduled to be held on January 8, 2026 at 10:00 a.m., has been postponed by the mortgagee to February 5, 2026 at 10:00 a.m., at the Fillmore County Sheriff’s Office, 901 Houston St. NW, Preston, MN 55965.
DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes section 580.23 is 08/05/2026 at 11:59 p.m. If the foregoing date is Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.
Dated: January 6, 2026
Robert. A Blumberg
Minnesota State Bar No. 0506226
Johnson, Blumberg & Associates, LLC
Attorney for Mortgagee
30 N. LaSalle St., Ste. 3650
Chicago, IL 60602
Phone 312-541-9710
Fax 312-541-9711
Publish 19
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