DATE: May 8, 2023
YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage:
INFORMATION REGARDING MORTGAGE TO BE FORECLOSED
1.Date of Mortgage: March 15, 2022
2.Mortgagors: Bradley James Heiller, a single man
3.Mortgagees: Altra Federal Credit Union
4.Recording Information: Recorded on March 29, 2022, as Document Number 437560 in the Office of the County Recorder of Fillmore County, Minnesota
5. Assignments of Mortgage, if any: None.
INFORMATION REGARDING MORTGAGED PREMISES
6.Tax parcel identification number of the mortgaged premises: 02.0201.000 & 02.0202.000
7.Legal description of the mortgaged premises:
LOTS 4 AND 5, KRISTOPHER OLSEN’S ADDITION TO THE CITY OF MABEL, FILLMORE COUNTY, MINNESOTA.
Check here if all or part of the described real property is Registered (Torrens)
8.The physical street address, city, and zip code of the mortgaged premises: 322 Maple Street North, Mabel, Minnesota 55954.
OTHER FORECLOSURE DATA
9.The person holding the Mortgage: is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30.
The name(s) of the residential mortgage servicer and the lender or broker, as defined in Minn. Stat. 58.02, is/are Altra Federal Credit Union.
10.If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, is Altra Federal Credit Union.
INFORMATION REGARDING FORECLOSURE
11.The requisites of Minn. Stat. 580.02 have been satisfied.
12.The original principal amount secured by the Mortgage was $93,575.00.
13.At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is: $97,455.47.
14.Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Fillmore County, Minnesota, at public auction on July 13, 2023, at 10:00 a.m. at the Fillmore County Courthouse, 101 Fillmore Street West, Preston, MN 55965.
15.The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is six (6) months after the date of sale.
16. Minn. Stat. 580.04(b) provides, “If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23.” If this statute applies, the time to vacate the property is 11:59 p.m. on January 13, 2024 or the next business day if January 13, 2024 falls on a Saturday, Sunday, or legal holiday.
Mortgagor(s) released from financial obligation on Mortgage: None
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Name and address of Attorney for Mortgagee or Mortgage Assignee:
Al Wieser, III (MN #330371)
Wieser Law Office
33 S. Walnut Street, Suite 200
La Crescent, MN 55947
Name of Mortgagee or
Mortgage Assignee:
Altra Federal Credit Union
Publish 15,22,29,5,12,19