Date: September 30, 2022
YOU ARE NOTIFIED THAT default has occurred in the conditions of the following described Mortgage:
INFORMATION REGARDING MORTGAGE TO BE FORECLOSED
1.The Mortgagor is Mindy J. Jones, a single person.
2.The Mortgagee is First Southeast Bank.
3.The Mortgage is dated July 17, 2020, and was recorded in the office of the County Recorder of Fillmore County, Minnesota, on July 23, 2020, as Document Number 427721.
4.The Mortgage has not been assigned.
INFORMATION REGARDING MORTGAGED PREMISES
5.The tax parcel identification numbers of the mortgaged premises are 15.0326.000 and 15.0327.000.
6.The legal description of the mortgaged premises is:
The North 25 feet of the South 84 feet of Lot 1 in Maland Brothers Addition to City of Harmony, Fillmore County, Minnesota.
AND
Part of Lot 1 in Maland Brothers Addition to the Village (now City) of Harmony, Commencing 34 feet North of the Southwest corner of said Lot 1, thence East 120 feet, thence North to right-of-way to C.M. and St. Paul Railway Company, thence in a Northwesterly direction along said right-of-way about 26 feet, thence West 98 feet, thence South 25 feet to beginning, located in the Village (now City) of Harmony, Fillmore County, Minnesota.
7.The physical street address, city, and zip code of the mortgaged premises is 108 Main Avenue North, Harmony, Minnesota 55939 and 114 Main Avenue North, Harmony, Minnesota 55939.
OTHER FORECLOSURE DATA
8.This Mortgage is not a residential mortgage loan within the meaning of the Minnesota Residential Mortgage Originator and Servicer Licensing Act. Accordingly, there is no transaction agent, residential mortgage servicer, lender, broker, or residential mortgage originator.
INFORMATION REGARDING FORECLOSURE
9. The conditions precedent and requisites for foreclosure under the Minnesota Statutes on foreclosure by advertisement have been satisfied, including that no action at law to recover the debt secured by the Mortgage is pending and that a default has occurred by which the power to sell has become operative.
10. The original principal amount secured by the Mortgage was $105,000.00.
11. At the date of this Notice, the amount due on the Mortgage, including taxes (if any) paid by the holder of the Mortgage, is $100,420.07.
12. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the Sheriff of Fillmore County, Minnesota, will sell the mortgaged premises at public auction on December 1, 2022, at 10:00 a.m., at the Fillmore County Courthouse, Main Lobby, 101 Fillmore Street, in the City of Preston, Minnesota.
13. The time allowed by law for redemption by the Mortgagor or the personal representatives or assigns of the Mortgagor is six months after the date of sale.
14. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
FIRST SOUTHEAST BANK, Mortgagee
DUNLAP & SEEGER, P. A.
By /s/ Paul W. Bucher
Paul W. Bucher
Attorney Registration No. 123237
Benjamin S. King
Attorney Registration No. 0395466
Attorneys for Mortgagee
30 Third Street Southeast, Suite 400
Post Office Box 549
Rochester, Minnesota 55903-0549
Telephone: (507) 288-9111
NOTICE OF MORTGAGE FORECLOSURE SALE
Date: September 30, 2022
YOU ARE NOTIFIED THAT default has occurred in the conditions of the following described Mortgage:
INFORMATION REGARDING MORTGAGE TO BE FORECLOSED
1.The Mortgagor is Mindy Jones, a single person.
2.The Mortgagee is the Economic Development Authority of the City of Harmony.
3.The Mortgage is dated July 17, 2020, and was recorded in the office of the County Recorder of Fillmore County, Minnesota, on July 24, 2020, as Document Number 427736.
4.The Mortgage was assigned to First Southeast Bank, a bank and financial corporation under the laws of the State of Minnesota, by an Assignment of Mortgage dated August 25, 2022, and recorded in the office of the County Recorder of Fillmore County, Minnesota, on September 2, 2022, as Document Number 439710.
INFORMATION REGARDING MORTGAGED PREMISES
5.The tax parcel identification numbers of the mortgaged premises are 15.0326.000 and 15.0327.000.
6.The legal description of the mortgaged premises is:
The North 25 feet of the South 84 feet of Lot 1 in Maland Brothers Addition to City of Harmony, Fillmore County, Minnesota.
AND
Part of Lot 1 in Maland Brothers Addition to the Village (now City) of Harmony, Commencing 34 feet North of the Southwest corner of said Lot 1, thence East 120 feet, thence North to right-of-way to C.M. and St. Paul Railway Company, thence in a Northwesterly direction along said right-of-way about 26 feet, thence West 98 feet, thence South 25 feet to beginning, located in the Village (now City) of Harmony, Fillmore County, Minnesota.
7.The physical street address, city, and zip code of the mortgaged premises is 108 Main Avenue North, Harmony, Minnesota 55939 and 114 Main Avenue North, Harmony, Minnesota 55939.
OTHER FORECLOSURE DATA
8.This Mortgage is not a residential mortgage loan within the meaning of the Minnesota Residential Mortgage Originator and Servicer Licensing Act. Accordingly, there is no transaction agent, residential mortgage servicer, lender, broker, or residential mortgage originator.
INFORMATION REGARDING FORECLOSURE
9. The conditions precedent and requisites for foreclosure under the Minnesota Statutes on foreclosure by advertisement have been satisfied, including that no action at law to recover the debt secured by the Mortgage is pending and that a default has occurred by which the power to sell has become operative.
10. The original principal amount secured by the Mortgage was $25,000.00.
11. At the date of this Notice, the amount due on the Mortgage, including taxes (if any) paid by the holder of the Mortgage, is $23,789.67.
12. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the Sheriff of Fillmore County, Minnesota, will sell the mortgaged premises at public auction on December 8, 2022, at 10:00 a.m., at the Fillmore County Courthouse, Main Lobby, 101 Fillmore Street, in the City of Preston, Minnesota.
13. The time allowed by law for redemption by the Mortgagor or the personal representatives or assigns of the Mortgagor is six months after the date of sale.
14. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
FIRST SOUTHEAST BANK, Assignee of Mortgagee
DUNLAP & SEEGER, P. A.
By /s/ Paul W. Bucher
Paul W. Bucher
Attorney Registration No. 123237
Benjamin S. King
Attorney Registration No. 0395466
Attorneys for Assignee of Mortgagee
30 Third Street Southeast, Suite 400
Post Office Box 549
Rochester, Minnesota 55903-0549
Telephone: (507) 288-9111
Publish 17,24,31,7,14,21
