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Fillmore County Journal

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NOTICE OF MORTGAGE FORECLOSURE SALE 

April 7, 2025 by Fillmore County Journal

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: April 29, 2009

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $117,727.00

MORTGAGOR(S): Eric J. Ottman and Lynn A. Lawler-Ottman, husband and wife

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Mortgages Unlimited, Inc., a Minnesota Corporation, its successors and assigns

DATE AND PLACE OF RECORDING: 

Recorded: May 8, 2009 Fillmore County Recorder

Document Number: 371906

LOAN MODIFICATION:

Dated: March 16, 2016

Recorded: May 9, 2016

Document Number: 407976

ASSIGNMENTS OF MORTGAGE:

And assigned to: U.S. Bank National Association

Dated: March 20, 2013

Recorded: March 28, 2013 Fillmore County Recorder

Document Number: 393705

Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 1000212-6800241968-3

Lender/Broker/Mortgage Originator: Mortgages Unlimited Inc., a Minnesota Corporation

Residential Mortgage Servicer: U.S. Bank National Association

COUNTY IN WHICH PROPERTY IS LOCATED: Fillmore

Property Address: 205 3rd Street Southwest, Chatfield, MN 55923

Tax Parcel ID Number: 260353000

LEGAL DESCRIPTION OF PROPERTY: Lot One (1), and the Southeast one-half (SE 1/2) of Lot Two (2), in Block 38, of the original plat of the City of Chatfield, Fillmore County, Minnesota

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $123,155.96

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; 

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: May 22, 2025 at 10:30 AM

PLACE OF SALE: County Sheriff`s office, in the main lobby of the Fillmore County Courthouse, Courthouse Square, 101 Fillmore St., Preston, Minnesota

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 24, 2025, or the next business day if November 24, 2025 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: March 31, 2025

MORTGAGEE: 

U.S. Bank National Association

Wilford, Geske & Cook, P.A.

Attorneys for Mortgagee

7616 Currell Boulevard, Suite 200

Woodbury, MN 55125

(651) 209-3300

File Number: 056271-F1

Publish 7,14,21,28,5,12

Filed Under: Legal Notice

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