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Should I buy a warranty (Vehicle service contract)?

October 12, 2026 by Fillmore County Journal Leave a Comment

Top Gear Auto Sales

When I first got into the car business 12 years ago, I would have told you, “Don’t buy a VSC. I think it’s a waste of money.”

But after 12 years in this business, I’ve changed my mind.

I’ve seen repair costs and shop labor rates increase dramatically. When something major goes wrong with a vehicle, especially an engine or transmission, it doesn’t take long to have a $1,000+ repair bill—and many repairs can cost several thousand dollars.

Today, I look at a VSC differently. I see it as a form of affordable insurance that can help protect you from an unexpected, expensive repair.

A VSC isn’t for everyone, and it’s important to understand what the contract covers, the deductible, and what isn’t covered.

But based on what I’ve seen over the years, I believe a VSC can be a smart way to protect your budget from unexpected vehicle repairs.

This content was provided by Josh Lewis at Top Gear Auto Sales located in LeRoy, MN. For more information, contact
507-324-1800 or visit www.topgearautosalesllc.com.

Filed Under: Ask the Experts Tagged With: Ask the Expert - Auto Sales

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Fillmore County Journal - Your number one source for news and community information in Fillmore County Minnesota
Fillmore County Journal - Your number one source for news and community information in Fillmore County Minnesota

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