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SPRING THAW REMINDER - FLOODING CAN HAPPEN ANYWHERE


Tue, Mar 9th, 2010
Posted in Business Announcements

Lincoln, Neb., March 9, 2010 - As spring approaches, State Farm Insurance encourages area residents to be aware of their local risk for flooding and recommends precautions to protect lives and property.

Before a flood:

• Learn how to shut off all utilities.

• Secure shelves and water heaters to nearby walls.

• Raise electrical system components.

• Consider installing check valves in your plumbing to prevent flood water backup.

• Collect emergency building supplies, such as plywood, plastic sheeting, lumber, hammer, nails, saw, pry bar, shovels and sandbags.

• Be aware of weather conditions that could prompt flooding.

• Listen to local broadcasts for emergency information and evacuate immediately if told to do so.

• Organize an evacuation plan and establish an emergency meeting place should your family get separated.

• Park, lock and leave vehicles at a higher elevation.

"One of the most important ways to prepare for a flood is to buy a flood insurance policy," said State Farm Catastrophe Coordinator Kevin English. "Flooding generally is not covered by homeowners' policies, so this is a good time of year to check with an insurance agent."

A flood policy normally takes 30 days from the date of purchase to go into effect, English said, so do not put off buying a policy until a flood is imminent.

State Farm, like many insurance companies, issues flood insurance under an arrangement with the Federal Emergency Management Agency (FEMA). The policy is issued in State Farm's name and State Farm handles claims using the rules, coverages and procedures specified by the National Flood Insurance Program (NFIP). For more information about NFIP, go to www.fema.org.

During a flood:

• Never walk or drive through rushing flood waters.

• Avoid rising waters, storm drains and sewers. Move to higher ground.

• Never enter buildings surrounded by flood waters.

• Stay away from downed power lines and electrical wires.

• Keep children and pets away from flood water.

About State Farm®:

State Farm insures more cars and homes than any other insurer in the U.S., is the leading insurer of watercraft and is also a leading insurer in Canada. State Farm's 17,700 agents and more than 67,000 employees serve 81 million policies and accounts - almost 79 million auto, fire, life and health policies in the United States and Canada, and nearly 2 million bank accounts. State Farm Mutual Automobile Insurance Company is the parent of the State Farm family of companies. State Farm is ranked No. 31 on the Fortune 500 list of largest companies. For more information, please visit statefarm.com® or in Canada statefarm.ca®.

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