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Affordable Care Act and MNsure are great for Minnesota...

Mon, Jul 7th, 2014
Posted in All Letter to the Editor

To the Editor,

Greg David’s recent commentary entitled “MNsure, Obamacare are disastrous for Minnesota” is missing important details and is using incorrect statistics. First let me list the historic changes to the United States’ healthcare laws.

The Affordable Care Act (ACA) allows children to stay on their parent’s health care plan until they are 26 years old.

The ACA bans insurance companies from placing lifetime limits of medical care.

The ACA prohibits insurance companies from denying coverage due to pre-existing conditions.

The ACA prohibits insurance companies from discriminatory premium rates based on health status or gender.

The ACA prohibits insurance companies from dropping people from coverage when they get sick.

The ACA requires insurance companies to spend 80 percent of premiums on medical care.

Now, let me discuss Greg Davids’ commentary of MNsure. Greg Davids has historically tried to deny health care coverage for Minnesotans. Prior to MNsure, he voted to take away health coverage for more than 100,000 low and middle class Minnesotans. Thankfully, Governor Dayton vetoed that bill.

How can we forget Greg Davids’ quote regarding MNsure. Greg Davids stated, “Minnesotans will die because of MNsure. That’s a fact.”

Let’s start with facts. Over 226,000 Minnesotans have enrolled in health care through MNsure. No deaths due to MNsure have been reported.

Greg Davids stated the 280,000 Minnesotans were forced off health plans they liked. The truth is that 280,000 Minnesotans received letters from their health care provider that changes may be made to their plans.

Greg Davids goes on to use an example of a family losing their preferred health-care plan and another of someone paying twice as much for the same coverage. Let’s make this personal with a concrete example. My wife and I have three school-aged children. My health premium was scheduled to be $1,050 per month with a $12,000 deductible. I would have to pay the first $24,600 out of pocket before my insurance paid anything. I am now enrolled through MNsure for a fraction of that cost. I am happy to lose my previous health plan.

Many of the details of MNsure are cloudy for Greg Davids, since The State of Minnesota, your tax dollars, pays for Greg David’s insurance.

Jon Pieper

Lanesboro, MN


Your comment submission is also an acknowledgement that this information may be reprinted in other formats such as the newspaper.


3:33:01, Jul 8th 2014

Mr. T says:
My medical insurance just sky rocketed. I have a great job with medical benifits. I was paying $208 a month for my family. (Wife & 1 child). With a $2000 deductable. Under Obama care my rates with my employer went to $474 a month and I now have $6000 deducatable. I guess Mr Pieper it all goes down to what side of the fence your on. Obama care benefits the people that dont work and are on the system. I dont know what you do for a living, whether you fit that catergory or not. I'm glad that Greg Davids sticks up for the hard working people of Minnesota.


8:58:58, Jul 11th 2014

MrsH says:
You are placing the blame incorrectly. Your employer made the decision to offset their costs to you. I work for a good company with excellent medical. My medical is 100% paid for myself. I pay $121/month for my husband and child with a $500 deductible. They are a privately owned company. Their priorities are better than your employer. I'm sorry your employer doesn't see your health as an asset to the company, but rather an inconvenient expense.

Prior to getting on my insurance, my husband worked for a family owned small business who could not afford insurance. The ACA allowed him to get affordable insurance for the first time in 9 years for less than $100/month. The ACA works, your employer is screwing you.