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MNsure Announces New Enrollment and Payment Deadlines for January 1 Health Coverage


Mon, Dec 23rd, 2013
Posted in All Health & Wellness

ST. PAUL, Minn. — Minnesotans who want individual or family health care coverage beginning January 1, 2014, now have until December 31, 2013, to select a plan on MNsure.org, according to an agreement announced today by MNsure and Minnesota’s health plans. Payments for this coverage have until January 10, 2014, to arrive in the mail at MNsure or health plans. MNsure encourages consumers to pay promptly to ensure coverage.



These new deadlines do not apply to MNsure’s small business customers.



“We are aware of the concerns many consumers have as we approach January 1, and we are taking critical steps to ensure that Minnesotans have comprehensive, affordable health coverage when they need it,” said MNsure interim Chief Executive Officer Scott Leitz. “We thank the health plans for working with us, and we remind consumers to make their plan selections and payments as soon as possible to guarantee their coverage is in place.”



Minnesotans who wait until the last days of December to purchase coverage will not have their identification cards and enrollment materials at the start of January, but medical care will be covered if they meet the new deadlines. In addition, it is important that consumers understand that if the January premium payment does not arrive by the close of business on January 10, 2014, medical tests and other care received between January 1 and January 10 will not be covered.



To help consumers during this busy time, the application and enrollment functions at www.MNsure.org are available between 6 a.m. and midnight every day. The MNsure Contact Center is open Monday through Friday from 7:30 a.m. - 8 p.m. and Saturday and Sunday from 9 a.m. - 4:30 p.m. MNsure also encourages consumers who need support to seek out the help of one of their local community assisters. The directory of assisters is available at: http://www.mnsure.org/tools/locater/index.jsp.



Minnesotans
determined eligible for Medical Assistance or MinnesotaCare through December 31 will have coverage January 1, 2014. Minnesotans already determined eligible for Medical Assistance through MNsure do not need to take any further steps for health insurance coverage to begin January 1, 2014. Minnesotans already determined eligible for MinnesotaCare will get coverage January 1 even if they have not received a premium bill. MinnesotaCare enrollees should pay their premium bill as soon as they receive it. Consumers with questions about their Medical Assistance or MinnesotaCare coverage can call their caseworkers or the Minnesota Department of Human Services Member Help Desk at 651-431-2670 or 1-800-657-3739.



Open enrollment runs through March 31, 2014. Minnesotans who miss the December 31, 2013, deadline may enroll in coverage that begins February 1, March 1, or April 1. In addition to enrolling on the MNsure website, consumers may also enroll through an insurance broker or by directly contacting the insurance company of their choice.



“Regardless of how you choose to enroll, the MNsure website is there to use as a reference to get information about plans and compare prices and benefits,” said Leitz. “Our goal is to make purchasing health insurance as easy as possible for consumers.”



Consumer FAQs

Q: Can I send my check on January 10 and still get coverage?

A: No, your payment must arrive by the close of business on January 10 for coverage to be guaranteed and retroactive to January 1.

Q: I have already been told I am eligible for (MinnesotaCare / Medical Assistance). Do I need to do anything else?

A: Individuals who qualify for Medical Assistance through MNsure do not need to take any further steps for health insurance coverage to begin January 1, 2014. Minnesotans already determined eligible for MinnesotaCare will get coverage January 1 even if they have not received a premium bill. MinnesotaCare enrollees should pay their premium bill as soon as they receive it.

Q: I already selected a plan and I have paid, too. Do I need to take any more steps?

A: No, you are all set. You will have coverage beginning January 1.

Q: Can I apply and enroll online at MNsure.org on Sundays?

A: The application and enrollment side of MNsure.org is now open from 6:00 a.m. to midnight, seven days a week.

Q: I already enrolled and paid, but I want to change my insurance plan. Can I do that?

A: You may not change your health insurance plan once you have chosen a plan and payment method.



About MNsure



Beginning January 1, 2014, all U.S. citizens and legal residents will be required to have health insurance coverage. For those Minnesotans who are uninsured, underinsured, or looking for new coverage choices, MNsure is a one-stop health insurance marketplace where individuals, families and small businesses will be able to get quality health coverage at a fair price. MNsure will empower more than 1 million Minnesotans to compare, choose, and get help finding health care coverage. It will facilitate enrollment in public and private health insurance, determine eligibility for premium tax credits and allow Minnesotans to shop and compare between health care coverage options.



Open enrollment through MNsure began October 1, 2013, and runs through March 31, 2014. For more information about MNsure, how it will benefit Minnesota consumers and businesses, and how to provide input visit www.mnsure.org.

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