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More Minnesota employers and unions will receive help providing health coverage to early retirees and their families

Mon, Oct 4th, 2010
Posted in State of Minnesota

Nearly 1,000 additional employers and unions have been approved to participate in the Affordable Care Act's Early Retiree Reinsurance Program, bringing total participants to 3,000 to date; applications still being accepted

The U.S. Department of Health and Human Services (HHS) today announced additional employers and unions accepted into the Early Retiree Reinsurance Program, including a number of applicants in Minnesota. Nearly 1,000 large and small businesses, state and local governments, educational institutions, non-profit organizations, and unions have been accepted into the program and will begin to receive reimbursements for their early retirees' medical claims this fall. The approvals announced today bring the total number of approvals to nearly 3,000 organizations. HHS announced the first round of nearly 2,000 approvals in August.

"I am incredibly pleased to see so many employers embrace this important new program to maintain coverage for people who often have a difficult time finding affordable coverage," said HHS Secretary Kathleen Sebelius. "The Affordable Care Act helps large and small businesses to provide security to early retirees and their families."

Secretary Sebelius made the announcement from the Mine Safety Appliances Company (MSA) manufacturing plant in Cranberry Township,Pennsylvania - one of the now nearly 3,000 organizations participating in the Early Retiree Reinsurance Program.

Created by the Affordable Care Act as another bridge to the new health insurance Exchanges in 2014, the Early Retiree Reinsurance Program provides $5 billion in financial assistance to employers and unions to help them maintain coverage for early retirees ages 55 and older who are not yet eligible for Medicare. Businesses and other employers and unions that are accepted into the program will receive reimbursement for medical claims of their early retirees and their spouses, surviving spouses, and dependents. Savings may be used to reduce employer or union health care costs, provide premium or out-of-pocket relief to workers, retirees, and their families, or both. The program ends on January 1, 2014, when the State-based health insurance Exchanges will be up and running.

HHS' Office of Consumer Information and Insurance Oversight has approved nearly 3,000 employer and union plans, representing a broad range of employers and unions from all 50 States and the District of Columbia, for participation in the Early Retiree Reinsurance Program, with more applications being reviewed every day. In Minnesota, the following 121 organizations have been approved to date, including 24 new organizations.


Alliant Techsystems Inc.

Allianz Life Insurance Company of North America

American Crystal Sugar Company

Ameriprise Financial, Inc.

Andersen Coporation

APi Group, Inc.

Belle Plaine ISD 716

Blue Cross and Blue Shield of Minnesota

Board of Pensions of the Evangelical Lutheran Church

Board of Trustees of the Minnesota Cement Masons Health & Welfare Fund*

Board of Trustees of the Minnesota Teamsters Construction Division Health & Welfare Fund*

Board of Trustees of the Twin City Floor Covering

Cargill Incorporated

Carpenters & Joiners Welfare Fund

Ceridian Corporation*

Children's Health Care Minneapolis

CHS Inc.

City of Burnsville

City of Detroit Lakes

City of Eagan

City of Elk River

City of Fergus Falls

City of Mankato

City of Maple Grove

City of Minneapolis*

City of Moorhead

City of Mound

City of Redwood Falls

City of Savage

City of St. Cloud

City of St. Louis Park

City of Virginia

City of Warroad

Clearwater County*

Connexus Energy*

Construction Industry and Laborers Health and Welfare Plan

County of Anoka

County of Blue Earth

County of Blue Earth Independent School District 77*

County of Blue Earth, Independent School District 77

County of Itasca

County of Ramsey

Courage Center*

Crow Wing County

Dakota County

Deluxe Corporation

District No. 77 I.A.M.A.W. Welfare Association

Duluth Building Trades Health & Welfare Fund*

Education Minnesota

Electrical Workers Health & Welfare Fund, Minnesota

Fillmore Central ISD 2198

Florida Water Services Corporation

Florida Water Services Corporation

Group Health Plan, Inc.*

Heartland Healthcare Fund

Hennepin County

Hormel Foods Corporation

I-B.E.W. 292 Health Care Plan

Independent School District 196*

Independent School District 2171 - Kittson Central

Independent School District 2683

Independent School District 273, Edina Public School

Independent School District 332

Independent School District 623*

Independent School District 877*

Independent School District 881

Independent School District 885

Independent School District No. 477

Independent School District No. 701

Independent Sschool District 508

ISD #834 Stillwater Area Public Schools

Land O' Lakes, Inc.

Local 434 Health and Welfare Fund

Medtronic, Inc.

Mesabi East School District 2711*

Minneapolis Public Schools*

Minnesota & North Dakota Bricklayers & Allied Craftworkers

Minnesota Laborers Health and Welfare Fund

Minnesota Life Insurance Company

Minnesota Teamsters Health & Welfare Plan*

Minnewaska Area Schools *

Misc Drivers & Helpers Union Local #638 Health, Welfare Fund

Mower County Government

Nexen Group, Inc.

Operating Engineers Local #49 Health & Welfare Fund

Painters and allied Trades District Council#82 Health and Welfare Fund

Plasterers & Cabinet Makers Health Fund

Publishing House of the Evangelical Lutheran Church

Regents of the University of Minnesota

Retail Meat Cutters and Food Handlers Health & Welfare Fund

Roofers Local #96 Health and Welfare Fund

Roseau County

Scott County

SFM Mutual Insurance Company*

Sheet Metal #10 Benefit Fund

Soo Line Railroad Company

South Central Minnesota Electrical Workers Family

Southern Minnesota Beet Sugar Cooperative

St. Paul Auto Dealers and District Lodge No. 77 I.A.M.A.W. Joint Fund

St. Paul Electrical Workers Health Plan

Stearns County Ind School Dist 740

TEAM Industries, Inc.

Tennant Company

The Toro Company

The Travelers Companies, Inc.

Thief River Falls Public Schools

Three Rivers Park District*

Tri-County Community Corrections

Twin City Glaziers Health & Welfare Plan

Twin City Iron Workers Health & Welfare Fund

Twin City Sprinkler Fitters Health Care Plan

U.S. Bancorp

Wabasha and Goodhue Cos

Washington County

Waterous Company*

Watertown-Mayer *

Watertown-Mayer ISD #111*

Waterville-Elysian-Morristown Public Schools*

Wright Hennepin Cooperative Electric Association

Xcel Energy Inc.*

*Indicates newly approved applicant.

HHS has set up a website,, where sponsors can begin submitting information today to qualify early retirees, spouses, surviving spouses, and dependents for claims reimbursements. Starting in October, sponsors with approved applications who submit funding requests will begin to receive reimbursement for eligible claims.

Employers and unions interested in the Early Retiree Reinsurance Program should visit or call 1-877-574-3777 or 877-574-ERRP. Employers and unions can find the application form and application instructions, as well as other relevant guidance and regulations from HHS, online.

More information about the Early Retiree Reinsurance Program, a full alphabetical list of participants, and an interactive map displaying participants by state is available online. Going forward, this list will be updated regularly. To find this information, please visit:


Note: All HHS press releases, fact sheets and other press materials are available at

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