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Minnesota is a No Fault state - why am I being sued for an auto accident?


Sun, Oct 31st, 2010
Posted in Ask the Expert

 No Fault simply means that your automobile insurance is going to cover you for out-of-pocket expenses according to your insurance policy and within your policy limits without regard to who is at fault in an accident. However, if you are not the party at fault and you meet some additional criteria, you can sue the party who is at fault for past, present, and future out-of-pocket expenses AND pain and suffering.

 The person being sued should contact their insurance carrier right away when they are served. The insurance company probably has a duty to defend you in the lawsuit, and to provide and pay for your attorney.

 The person accusing the other of being at fault and suing covers their own attorney's fees and costs, though personal injury cases are almost always done on a contingency (like the television ads state).



This column is for informational purposes. No attorney-client relationship is established herein. If you require legal assistance you should contact a licensed attorney. Springer & Gumbel, P.A. is available for all of your legal needs.

Springer & Gumbel, P.A.

141 W. Fillmore St., Preston, MN

Phone (507) 765-3600

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