Letterwerks Sign City
 
"Where Fillmore County News Comes First"
Online Edition
Thursday, June 30th, 2016
Volume ∞ Issue ∞
 
<< | < | 88 | 89 | 90 | 91 | 92 | > | >>

One moment, please... What is health care?


Fri, Jul 30th, 2010
Posted in Commentary

By Jason Sethre

Publisher of the Fillmore County Journal, cell phone number 507-251-5297

Last week, I defined some of the dynamics of the Affordable Care Act, otherwise referred to as health care reform.

Personally, before I can contemplate health care reform, I need to assimilate the definition of health care, which is "the field concerned with the maintenance or restoration of the health of the body or mind," according to www.dictionary.com.

As with most any situation, we commonly associate how it relates to our own lives. So, how does this relate to me?

My life-long references are a little less statistical, and much more anecdotal situations.

Purchasing health insurance

In January of 2009, my wife an I transitioned from a group health insurance plan to purchasing our own individual policy as we assumed ownership of the Fillmore County Journal.

Wow! What an adjustment in our lives. I originally requested pricing for the exact same amount of coverage we had with the group plan. When our agent shared the combination of monthly premiums and deductible, it became pretty clear we needed an adjustment in our plan.

The premium was well over $900 for a family of four -- per month. There was no way that would satisfy our pocketbook.

So, we opted for a high deductible, low monthly premium option. Our annual deductible became $4,200 for the entire family and $339 for the premium.

When questioning our agent about this high cost of health insurance, he said, "You must have been on a group plan." I concurred, and he indicated the obvious variance.

We were able to reduce our monthly premium by about $20 per month with one modification to the plan. Our agent asked if we were planning on having any more children. "No," my wife and I replied in unison. So, we had maternity coverage removed from our policy, saving us approximately $240 per year.

Why are group plans bad?

In the United States, according to www.wikipedia.com, between 1997 and 1999, 539 births were reported among mothers over the age of 50, 194 being over 55. How many women over the age of 50 are receiving maternity coverage as a part of the standard group plan? With such a small percentage of women over the age of 50 giving birth to children, why would they receive maternity coverage under a group plan?

A Preston business owner, also subject to purchasing his own health insurance told me of a c .....
[Read the Rest]

Fueling freedom

Fri, Jul 23rd, 2010
Posted in Commentary

The BP oil spill disaster - a catastrophe that has led to untold damage to the economy, wildlife and the environment along the Gulf Coast - opened our eyes to what can happen when there is a lack of serious regulation. This, however, is not the only ..... 
[Read the Rest]

One moment, please... Health care reform?

Fri, Jul 23rd, 2010
Posted in Commentary

Publisher of the Fillmore County Journal, cell phone number 507-251-5297

I've been meaning to offer some thoughts on the passage of the health care reform bill, but the steady distraction of an earwig invasion has taken my attention elsewhere ..... 
[Read the Rest]

Tim Walz deserves praise, not attacks, for his leadership on DISCLOSE Act

Fri, Jul 16th, 2010
Posted in Commentary

Last January, the U.S. Supreme Court overturned decades of law, giving corporations the power to spend unlimited amounts of money to influence U.S. elections. After the Court's ruling in the "Citizens United" case, there are no restrictions on forei ..... 
[Read the Rest]

One Moment Please - The next election

Fri, Jul 16th, 2010
Posted in Commentary

Publisher of the Fillmore County Journal, cell phone number 507-251-5297

As July creeps by in the unassuming resemblance of a mid-summer nights dream, politicians plot and plan like General Petreaus on a victory voyage scheduled for an early ..... 
[Read the Rest]

Congressional hearings are not about the witness

Fri, Jul 16th, 2010
Posted in Commentary

Even before Tony Hayward, the embattled CEO of BP, appeared in front of a House investigative subcommittee on June 17, everyone knew why he was there. It was not to apologize for the Gulf oil spill or to explain his company's behavior - though all o ..... 
[Read the Rest]

Who's to blame for the oil spill?

Fri, Jul 9th, 2010
Posted in Commentary

rsauer@fillmorecountyjournal.com

The gulf oil spill disaster has too many parents to do DNA testing to sort it all out. It is tragic, not just for the poor people in the Gulf States, for the whole country. Assigning blame has sucked all the a ..... 
[Read the Rest]

Each of us can help sooth The beast threatening our economic future

Fri, Jul 9th, 2010
Posted in Commentary

kreisner@fillmorecountyjournal.com

Ever rising health care costs and an aging population are driving so-called "entitlement" program expenses through the roof, growing much faster than even a robust economy. Over the past decade the cost of t ..... 
[Read the Rest]

It's tough to give Americans what they want

Fri, Jul 2nd, 2010
Posted in Commentary

The Gulf oil spill has laid bare a series of shortcomings in the government's ability both to prevent and to respond to such a crisis, and the result is spiraling public frustration. But it might not hurt for members of the public to save a little o ..... 
[Read the Rest]
<< | < | 88 | 89 | 90 | 91 | 92 | > | >>