"Where Fillmore County News Comes First"
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Minnesota is a No Fault state - why am I being sued for an auto accident?


Sun, Oct 31st, 2010
Posted in Ask the Expert

 No Fault simply means that your automobile insurance is going to cover you for out-of-pocket expenses according to your insurance policy and within your policy limits without regard to who is at fault in an accident. However, if you are not the party at fault and you meet some additional criteria, you can sue the party who is at fault for past, present, and future out-of-pocket expenses AND pain and suffering.

 The person being sued should contact their insurance carrier right away when they are served. The insurance company probably has a duty to defend you in the lawsuit, and to provide and pay for your attorney.

 The person accusing the other of being at fault and suing covers their own attorney's fees and costs, though personal injury cases are almost always done on a contingency (like the television ads state).



This column is for informational purposes. No attorney-client relationship is established herein. If you require legal assistance you should contact a licensed attorney. Springer & Gumbel, P.A. is available for all of your legal needs.

Springer & Gumbel, P.A.

141 W. Fillmore St., Preston, MN

Phone (507) 765-3600

My business received a call from an ad agency out of the Twin Cities regarding advertising in the Fillmore/Houston County Residential Guide. Is this affiliated with the Fillmore County Journal, as they indicated over the phone?

Sun, Oct 31st, 2010
Posted in Ask the Expert

Answer: No. This company out of theTwin Cities is NOT affiliated with the Fillmore County Journal. All the money spent with this Twin Cities ad agency goes directly to Twin Cities and gets circulated in the Twin Cities economy. Meanwhile, when local ..... 
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Fixing up or trading in?

Tue, Oct 26th, 2010
Posted in Ask the Expert

  That age old question, should I stick some money into my old car or should I trade it in on a new one? It depends on what your car needs. If the major components are fine (drive train & body), then it might be worth spending a few bucks ..... 
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Why would a funeral home need a website?

Tue, Oct 26th, 2010
Posted in Ask the Expert

  I asked myself this question when we were first considering creating a website for our funeral home. At first, the only application I could think of was posting obituaries. The evolution of our website has been exciting to watch. Along ..... 
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Do I need to give my dog and cat Flea and Tick Preventative all year long?

Tue, Oct 26th, 2010
Posted in Ask the Expert

 Controlling fleas & ticks is an essential part of caring for your pet. These parasites bite, cause itching & can threaten your pets and your families health because they spread disease. Since many popular flea and tick treatments work differen ..... 
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