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Why should I pre-plan my funeral?


Fri, Feb 25th, 2011
Posted in Ask the Expert

Pre-planning one's funeral can seem like a daunting task. In reality it's a simple process that we guide you through, giving you a sense of comfort knowing your wishes will be carried out. You will have the opportunity to choose the type of service you prefer and make known your wishes as to the type of merchandise that suits you. Frequently at arrangement conferences I hear, "I wondered what Dad would have wanted?" Families often tell me that they were relieved to have readings, music, and flower preferences of their loved one pre planned.

     Most often individuals choose to pre fund their funeral. This gives you the added comfort of knowing those funds will be protected in a funeral trust or burial insurance policy. In cases in which the help of Medical Assistance becomes necessary, the pre planned funds will not count toward one's assets.

Rushford 864-7771 • Houston 896-3127

St. Charles 932-4100

Lewiston 523-2277

Goodview / Winona 452-4241

www.hofffuneral.com

When considering selling a home what are some things I should consider doing before listing my home for sale?

Fri, Feb 25th, 2011
Posted in Ask the Expert

First Impressions are very important and will help your home sell.

Clean closets and de-clutter dividing into 3 categories: keep, Good Will, & toss.

Clean, sweep, & wash everything from windows, walls, floors, and get the corners.
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Rising wholesale prices  

Fri, Feb 25th, 2011
Posted in Ask the Expert

As always, the prices on used vehicles have risen since the calendar switched to 2011. There is no concrete reason for this happening each year except that starting with the Thanksgiving season through Christmas and New Year's, people are so busy wit ..... 
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My brakes are squealing. Does that mean I need a brake job?

Fri, Feb 25th, 2011
Posted in Ask the Expert

Not necessarily. A certain amount of brake noise is considered 'normal' these days because of the harder semi-metalic brake pads that are used in most front-wheel drive cars and minivans. This type of noise does not affect performance and does not in ..... 
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How often does my cat need to see a veterinarian?

Fri, Feb 25th, 2011
Posted in Ask the Expert



 We believe that a veterinarian should examine all cats at least once a year. Cats age much faster than people, so getting an exam every year for them compares to getting a physical exam every seven years for us.

 Cats are ..... 
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I'm broke.Now what?

Fri, Feb 25th, 2011
Posted in Ask the Expert

Unfortunately, cash flow shortages are too common. The causes for shortages vary but don't always mean that you're a bad person - or a bad credit risk if you take steps right away.

If you're having trouble paying your bills, bankruptcy may be ..... 
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Is there a waiting period for Flood Insurance?  

Fri, Feb 25th, 2011
Posted in Ask the Expert

Yes, there is normally a 30-day waiting period for the insurance to become effective. But, there are two basic exceptions to the rule:

 If you are purchasing flood insurance for the first time, and it is made during the 13-month period f ..... 
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I've heard children potty train faster when they use cloth diapers. Is that really true?

Fri, Feb 25th, 2011
Posted in Ask the Expert

When it comes to potty training success, there are a lot of things to take into account, but I can say that there are some advantages to using cloth diapers that will make potty training easier.

 The biggest thing is that children in cl ..... 
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