The old rule of thumb was 5 to 8 times your annual salary. Now it seems like most of the time you hear 7 to 10 times your annual salary. But the truth is, it really varies. You must determine your family's short term and long term needs, subtract you
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"Where Fillmore County News Comes First"
Online Edition
Tuesday, June 18th, 2013
Volume ∞ Issue ∞
- 7:10:46, Jun 13th 2013 - chipperlee - Seems to be a well written article, except maybe Silica Sand is used in ... [Read More]
- 12:02:15, Jun 9th 2013 - getthefacts - The problem here lies in the fact that girls were repeatedly told "if y ... [Read More]
- 10:45:32, Jun 7th 2013 - Jo mom for 6yrs - Mr. Ehler hit the nail on the head. I agree with the religious con ... [Read More]
- 2:47:58, Jun 7th 2013 - hello - Hello, it's time you wake up. There isn't a community nearby that doesn't offe ... [Read More]
- 9:06:21, Jun 6th 2013 - hello - Hello, it's time you wake up. There isn't a community nearby that doesn't offe ... [Read More]
- 2:05:29, Jun 6th 2013 - Kim Wentworth - The number one rule in a debate: 1) if the person from the opposite si ... [Read More]
- 12:42:18, Jun 4th 2013 - EW - For someone that is always spouting religious rhetoric, you try to come off as a ... [Read More]
- 11:32:18, May 31st 2013 - JO PLAYER - This is unfair to us girls. Morrie Miller is not getting canceled but J ... [Read More]
- 8:25:34, May 29th 2013 - RP - Why is Mr. Ehler involving himself with non-school activities? Is he going after ... [Read More]
- 6:40:49, May 29th 2013 - Doc - You are a cartoon character! If I see you in person I will burst out laughing. ... [Read More]
Q: Is this the time to lock in rates for as long as possible when purchasing farm real estate?
Wed, Dec 8th, 2010
Posted in Ask the Expert
Posted in Ask the Expert
Comments
A: After living through the high interest rates of the 80's, when rates are low, it is hard not to lock in a rate for as long as possible. The peace of mind that the rate and the payment cannot increase can be the determining factor. There are other factors to consider as well. The longer the rate is locked at the lower interest rate at the beginning of a loan, when the principal owed on the loan is the highest, is an advantage. When the loan balloons at a later date, a somewhat higher rate can be better tolerated.
What happens if I should die when I'm away from home, and my family wants my funeral and burial back in my hometown?
Wed, Dec 8th, 2010
Posted in Ask the Expert
Posted in Ask the Expert
I do get asked this question often, and it does occur on occasion. If a person dies while they are on vacation or away visiting friends or relatives, it is always best to have the family call their hometown funeral home first. By doing this, a family
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Seasons for vehicles?
Wed, Dec 8th, 2010
Posted in Ask the Expert
Posted in Ask the Expert
Well, winter is just around the corner and time to look for the 4x4. Prices will be high, right? Maybe not. There used to be a time when people looked for certain vehicles as far as the time of the year. Prices, both wholesale and retail, would flex
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How much extra work is involved in using cloth diapers?
Sun, Oct 31st, 2010
Posted in Ask the Expert
Posted in Ask the Expert
Using modern cloth diapers is very quick and convenient. Depending on how many diapers you have, plan on two to three extra loads of laundry per week, although these will not likely be full loads as few people have a supply that large.
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What is a "Buyers' Agent" and why should I have a Buyers' Agent represent me when purchasing a home or real estate?
Sun, Oct 31st, 2010
Posted in Ask the Expert
Posted in Ask the Expert
A Buyers Agent is a licensed real estate professional that will represent you and will keep your information confidential. An experienced agent is a big advantage as a resource person to gather information about a property and experienc
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Q: What types of loans are available at F & M Community Bank? Who do we contact?
Sun, Oct 31st, 2010
Posted in Ask the Expert
Posted in Ask the Expert
A We can assist you with most types of consumer and commercial loans. We have the products and services for both business and personal needs.
For Real Estate Loans, including fixed rate mortgages, refinancing and Home Equity Lines of Credit,
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Why am I being surcharged for a loss, I have "no fault" auto insurance?
Sun, Oct 31st, 2010
Posted in Ask the Expert
Posted in Ask the Expert
The "no fault" part of the coverage deals with the PIP or Personal Injury Protection part of the policy. The PIP covers you, or any passenger for medical or economic loss that is incurred in an accident, no matter who is at fault. This has nothing to
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