"Where Fillmore County News Comes First"
Online Edition
Monday, May 25th, 2015
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Where should I keep my will?


Mon, Sep 26th, 2011
Posted in Ask the Expert

You've gotten your will done! Where do you keep the original? Above all, you should keep it in a safe place that your named personal representative has access to. Normally, a safe deposit box is the best place to keep important documents. However, unless your personal representative has access to the safe deposit box now, they will only be able to access it upon submitting your will to court. The very document they need to get access to the safe deposit box, will be stuck in the safe deposit box. Many request their attorney keep the original. Assuming that there are no major changes in your life, you will hopefully not need it for years or decades to come. In that time, your attorney could retire or a flood or fire could destroy the document. A great alternative is to file the original with Court Administration in the county in which you reside. For a nominal fee, many counties will let you file your original. If you still haven't done your will, our office can assist you.

Springer & Gumbel, P.A.

141 W. Fillmore St.,

Preston, MN

Phone (507) 765-3600

www.scottspringerlaw.com

I'm buying a new set of tires. Should I have them balanced?

Mon, Sep 26th, 2011
Posted in Ask the Expert

Yes - Balancing helps to guarantee a smooth ride at highway speeds, and it helps to maximize tire life. An out-of-balance tire can be very annoying because it produces a shake that increases in intensity the faster you go. The up-and-down shaking of ..... 
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Salvage Titles What does it mean when a car has a salvage title?

Mon, Sep 26th, 2011
Posted in Ask the Expert

In Minnesota the definition of a salvage title is when a vehicle has had damage that costs over 70% of the vehicle's worth. This varies from state to state. Typically a vehicle with a salvage title will sell for at least 30% less than the same model ..... 
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Why would a funeral home need a website?

Mon, Sep 26th, 2011
Posted in Ask the Expert

Why would a funeral home need a website?

  I asked myself this question when we were first considering creating a website for our funeral home. At first, the only application I could think of was posting obituaries. The evolution o ..... 
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Tips for sellers on Low Ball Offers.

Mon, Sep 26th, 2011
Posted in Ask the Expert

If your home has been on the market for 3-6 months and the price has already been reduced, you are probably beginning to wonder how much lower you can go. A potential buyer may come along and present a low-ball offer, which can be 10% or more below t ..... 
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 Question: It seems as though everyone is now using electronic media to get out their message. Why should I bother to use printed material when I am already using the web and social media?

Mon, Sep 26th, 2011
Posted in Ask the Expert

Answer: In fact, electronic media is exploding. The new social media have made a significant change in the way we communicate. It is also a fact that over 70% of shoppers will still use printed material as part of their search. They will consult prin ..... 
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Do I really need to be concerned about internal parasites in my pets?

Mon, Sep 26th, 2011
Posted in Ask the Expert

Internal parasites are extremely common in both dogs and cats, especially puppies and kittens. The most common intestinal parasites are roundworms, hookworms, whipworms, and tapeworms. Roundworm and hookworm infections are the most concerning due to ..... 
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ARE THERE ANY GUARANTEES FOR MY RETIREMENT?

Mon, Sep 26th, 2011
Posted in Ask the Expert

Actually, YES! Relative to retirement, an annuity offers some of the best guarantees in the market. No matter what you've heard in the past, take a moment to consider current information from clients and financial advisors. I can guarantee the import ..... 
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