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Q: I can’t find my abstract. Do I still own my property?


By Jennifer Gumbel

Sun, Mar 11th, 2012
Posted in All Ask the Expert

Springer & Gumbel, P.A.

507-765-3600 • www.scottspringerlaw.comjgumbel@scottspringerlaw.com

A: Only certain documents transfer property, usually deeds. Ownership isn’t based on possession of a document. Rather, ownership generally depends on who is listed as a grantee, whether that document has been delivered and whether third parties have notice of it. When you record a document at the County Recorder, you have now put all third parties on notice. Abstracts do not convey ownership. Instead, they summarize the documents at the Recorder’s Office that affect the property. While abstracts don’t convey ownership, they are important. When you want to transfer some kind of interest, the person receiving the interest may want to look at the abstract to be sure are able to make the transfer. Because it takes a lot of research to put together an abstract, replacing one can be expensive. If you have a document, like a deed, that transfers interest but hasn’t been recorded, you should bring it to the Recorder’s office. If you have any questions about your interest in property, Springer & Gumbel Law Office can assist you in reviewing the abstract.

Q: What is a Rent to Own Contract mean when selling a property?

By Roxanne Johnson

Sun, Mar 11th, 2012
Posted in All Ask the Expert

RE/MAX Select Properties 888-839-2142 • roxanne@harmonytel.netwww.remax-selectproperties.com A: A Rent to Own Contract is al ..... 
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Trade-in

By Scott Brunsvold

Sun, Mar 11th, 2012
Posted in All Ask the Expert

Brunsvold Enterprises • 507-765-3642 Recently I have had a lot of people mention that they have been shopping around for a different vehicle, new or used, and have been told that their trade-in isn’t worth anything. In my opinion, that is a rea ..... 
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Q: Why should I pre-plan my funeral?

By Gary Hoff

Sun, Mar 11th, 2012
Posted in All Ask the Expert

Hoff Funeral & Cremation Service • www.hofffuneral.com A: Pre-planning one’s funeral can seem like a daunting task. In reality it’s a simple process that we guide you through, givin ..... 
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Central Air Tune-Up

By Brian Breer

Sun, Mar 11th, 2012
Posted in All Ask the Expert

Breer's Heating & A/C • 507-864-4139 or 507-450-6102  It is a very important to have your air conditioner checked every year prior to turning it on. This is because the compressor can be damaged if the unit is run when low on refrigerant. We che ..... 
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Q: I have a new direct mail piece that I want to distribute. How can I get the best result using a mailing list? 

By Dan Bader

Sun, Mar 11th, 2012
Posted in All Ask the Expert

Perfect Glossy • www.perfectglossy.com • 507-398-9115 A: Set your criteria for recipients. Narrow your customer list to specific target. Do not use a “shotgun approach”. Make sure y ..... 
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Q: My mechanic says my car needs ball joints. Please explain.

By Tony Russel

Sun, Mar 11th, 2012
Posted in All Ask the Expert

Brown Tire, Battery & Transmission • 507-864-2969 A: Ball joints are a part of your vehicle’s suspension that connects the steering knuckles to the control arms. A ball joint is essentially a flexible ball and socket that allows the suspension t ..... 
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Q: Do I really need to be concerned about my pet having worms?

By Dr. Linda Sifford

Sun, Mar 11th, 2012
Posted in All Ask the Expert

Root River Veterinary Center • www.rootrivervetcenter.com • 507-765-2117 A: Intestinal parasites (worms) are extremely common in both cats and dogs, especially in puppies and kitte ..... 
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Higher gas prices?

By Scott Brunsvold

Sat, Feb 11th, 2012
Posted in All Ask the Expert

Brunsvold Enterprises • 507-765-3642 Hello everyone. What a wonderful winter we’re having with lower heating bills, and cities, counties and states are saving millions of tax dollars. But now the rumors are that gas prices are going to soar com ..... 
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