"Where Fillmore County News Comes First"
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MEDICARE MAIL


Mon, Dec 5th, 2011
Posted in Ask the Expert

If you have already celebrated your 65th birthday or find yourself approaching that wonderful age, you are probably finding plenty of mail in your mailbox lately. Amidst the stack of what fills the space, trees have seemingly lost their battle to be saved one envelope at a time. Notices, special ads, booklets and articles talking about Medicare consistently arrive. If you are like most folks I've spoken to, most of the pieces confuse and find their way to the garbage can. So, take a tip from an expert and follow some easy steps:

1. The annual enrollment period began on October 15th for this year and ends on December 7h. So, it's time to call us and make an appointment to sign up now!

2. You will be asked to complete a brief "Scope of Appointment" form so your agent knows what you would like to talk about.

3. A variety of options are available to you for coverage that is comprehensive, affordable and makes sense to fit your needs and we'll explain each option in detail so you fully understand what's available.

Don't delay, check with the expert today! Call us at 507-864-2700.

P.J. Thompson

Insurance Agency, LLC

310 So Mill Street, PO Box 70

Rushford, MN 55971

507-864-2700 • pj@pjthompsonagency.com

What happens if I should die when I'm away from home, and my family wants my funeral and burial back in my hometown?

Mon, Dec 5th, 2011
Posted in Ask the Expert

I do get asked this question often, and it does occur on occasion. If a person dies while they are on vacation or away visiting friends or relatives, it is always best to have the family call their hometown funeral home first. By doing this, a family ..... 
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Q: What is PMI?

Mon, Dec 5th, 2011
Posted in Ask the Expert

A: PMI stands for Private Mortgage Insurance and is required primarily for borrowers that have a loan that is greater than 80% Loan to value. This payment is either paid up front or as part of your monthly mortgage payment. You can contact Mary Schwa ..... 
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When I try to start my engine, I hear a clicking sound by nothing happens. Do I need a new starter?

Mon, Dec 5th, 2011
Posted in Ask the Expert

Maybe, but the only way to know for sure is to check out the battery, solenoid and starter. If you hear a click noise, it means voltage is getting through to the solenoid. But here may not be enough voltage to spin the starter. So start with the batt ..... 
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License Plates Why do plates cost what they do?

Mon, Dec 5th, 2011
Posted in Ask the Expert

Plates are based on the base value of the vehicle (cost of car new). The higher the base value, the higher the plate cost. Every year the plate cost will go down a certain amount. After 10 years all vehicles are to a minimum cost. Also, Minnesota is ..... 
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Since I only need to get my message out when I have a promotion or new service coming up, why should I continue to advertise in every issue?

Mon, Oct 31st, 2011
Posted in Ask the Expert

A: It is very important to maintain a presence at any place of business. Whether it is your business address or your print media address, familiarity and consistency are key. Your print media address is the spot where people know that they can find y ..... 
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The Who, What, Why, When, Where, and How of Life Insurance

Mon, Oct 31st, 2011
Posted in Ask the Expert

Q: Who needs life insurance? A: Every person should have a life insurance policy.

 Q: What kind of life insurance do you need? A: Be knowledgeable about the choices before selecting the kind of insurance you need. There are three basic c ..... 
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