"Where Fillmore County News Comes First"
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Long Term Care: What It Means NOW!


Mon, Jan 30th, 2012
Posted in Ask the Expert

Back in the 1970s, when Long Term Care Insurance was introduced, it was primarily created to provide only for care in a nursing home. Since then, the policy benefits have been expanded and include many additional care services. The new policies are designed to cover not only nursing home expenses, but assisted living facilities, in-home care, and even adult day care.

 Recent changes have come about so that there is more flexible coverage to allow you as a policyholder to tailor a plan that meets your needs. Be aware that there are a growing number of "NOW" - or immediate benefits designed to help you live longer, healthier and happier. These include caregiver support, wellness programs, and even tools for transitioning from the workplace to retirement. Consider a Long Term Care policy today. It is an essential part of planning and an investment in your future! Call us to hear about policy options.

P.J. Thompson

Insurance Agency, LLC

310 So Mill Street, PO Box 70

Rushford, MN 55971

507-864-2700 • pj@pjthompsonagency.com

Sales Tax

Thu, Dec 22nd, 2011
Posted in Ask the Expert

Just this week I had a local person looking for a vehicle. I was in the process of locating a vehicle when I contacted the potential customer and he said he was going to look at a vehicle from a private party. This customer was under the impression ..... 
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My steering feels loose. Any ideas why?

Thu, Dec 22nd, 2011
Posted in Ask the Expert

The most common causes of steering looseness include worn tie rod ends, a worn idler arm or center link (on vehicles without rack and pinion steering), a worn steering gear or a worn steering rack. WARNING: Don't put off having your steering looked a ..... 
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Q: How can I prevent back injury while shoveling snow this winter?

Thu, Dec 22nd, 2011
Posted in Ask the Expert



A: Shoveling snow can wreak havoc on the musculoskeletal system. The American Chiropractic Association suggests the following tips for exercise of the snow shoveling variety:

• If you must shovel snow, be careful. Listen to weathe ..... 
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Do I really need to vaccinate my pets for Rabies?

Thu, Dec 22nd, 2011
Posted in Ask the Expert

YES! All dogs and cats should be vaccinated to protect them from rabies even if they are "only barn cats." On December 1, a stray kitten taken in by an Olmsted County family tested positive for Rabies. The cat was born and raised in Southeastern Minn ..... 
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How Do I Buy a Foreclosed Property?

Thu, Dec 22nd, 2011
Posted in Ask the Expert

Foreclosed property may have potential for profit due to the need of the foreclosing bank to quickly recover as much of the foreclosed loan as possible. However, there is a larger amount of paperwork involved in purchasing foreclosed property and mos ..... 
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Does Staging really help sell a home?

Thu, Dec 22nd, 2011
Posted in Ask the Expert

Absolutely yes! Think of staging your home like preparing for a job interview. You want to be prepared and make a good impression.

 It's about perfecting the art of creating moods. Staging makes your house look bigger, brighter, cleaner ..... 
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For a little change, "The Expert" will ask the questions.

Thu, Dec 22nd, 2011
Posted in Ask the Expert

A: What if? - We could help you design an ad that will maximize your return on dollars spent?

What if? - We could create a new logo that would set your product clearly apart from the rest?

What if? - We could provide a large professiona ..... 
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