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Tuesday, September 30th, 2014
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Commerce Commissioner releases “Top Five Things You Need to Know about Money” podcast


Thu, Feb 20th, 2014
Posted in All State of Minnesota

SAINT PAUL, Minn. – According to the 2012 Financial Capability study, a majority of adults do not have adequate savings in the event of a financial emergency or to meet long-term goals such as college or financial security in retirement. The Minnesota Department of Commerce is providing tips to Minnesotans to help them protect their finances and gain control of their money.

“Financial products are becoming more complex, making financial decisions that much harder for consumers.” said Commissioner Mike Rothman. “The Commerce Department is here to help Minnesotans make smart decisions for a secure financial life.”

Commissioner Rothman is also launching a financial literacy blog, Commerce Sense, to serve as a companion to the podcast series. The blog will feature tips and guidance on financial literacy and highlight scams and pitfalls to avoid.

Darryl Dahlheimer, a program director for Lutheran Social Services Financial Counseling, joins Commissioner Rothman in offering the top five tips to help Minnesotans concerning their finances.

The Top Five Things You Need to Know about Money includes:

Don’t Be Afraid to Start Small

It is possible to save – no matter how little you think your income is or how many expenses you have. Start with a savings plan and pay yourself first. Set up a direct deposit account for your paycheck – if you don’t see it you won’t spend it.

Insurance as Asset Protection

With appropriate coverage, insurance can protect your property and finances from accidents and unexpected illness. If you rent, don’t assume that your landlord’s insurance will protect against loss. Don’t take the risk. Protect your personal property by getting a renter’s insurance policy.

You can go to the Commerce Department website for guidance on insurance for every stage of life.

Budgeting to Create Savings

One defense against a busted budget is to factor in periodic expenses that don’t occur monthly, like holiday gifts or car repairs. If you save a little each month in anticipation of these purchases, you won’t be strapped to cover monthly expenses. Visit our website for financial literacy tips to start saving and budgeting.

Reduce Debt

Make a plan for reducing your debt. Pay more than the minimum pay balance on credit cards to pay it off faster and prioritize .....
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2014 speeding past 2013 in traffic fatalities

Thu, Feb 20th, 2014
Posted in All State of Minnesota

ST. PAUL, Minn. – This year is off to a deadly start on Minnesota roads, and drivers are being urged to buckle up and slow down. Nearly two-thirds of the 31 people who died January 1-February 12, 2014, were not wearing seat belts or were in spee ..... 
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Governor Dayton proposes funding measure to ensure no child is denied lunch in Minnesota schools

Thu, Feb 13th, 2014
Posted in All State of Minnesota

ST. PAUL, Minn. – Today, Governor Mark Dayton proposed providing additional funding in the upcoming legislative session to ensure that every child has access to a nutritious lunch in Minnesota schools. A new report released this week by Mid-Minnes ..... 
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Red Cross Responds to Rochester Home Fire

Wed, Feb 12th, 2014
Posted in All State of Minnesota

ROCHESTER, MN, FEBRUARY 11, 2014 — American Red Cross volunteers assisted a family of three after a fire devastated their home on Monday. The woman and her children were provided with aid to meet their immediate emergency needs. Every 8 minutes, ..... 
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Winter weather means drivers should use caution near snowplows

Thu, Feb 6th, 2014
Posted in All State of Minnesota

ROCHESTER, Minn. – The Minnesota Department of Transportation reminds motorists to drive slowly near snowplows and give them plenty of room. In January, motorists struck seven snowplows in southeastern Minnesota, resulting in injuries to motorists, ..... 
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Residents, snow removal operators advised not to push snow on public roadways

Tue, Jan 28th, 2014
Posted in All State of Minnesota

ROCHESTER, Minn. – With the growing number of snow days this winter, the Minnesota Department of Transportation reminds residents and snow removal operators that it is unlawful to deposit snow on or next to a public highway or street. Minnesota ..... 
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A Gift for the Generations: The Minnesota Historical Society Announces Newest Recipients of More Than $4.2 Million in Historical and Cultural Heritage Grants

Thu, Jan 16th, 2014
Posted in All State of Minnesota

111 grants made possible by the Legacy Amendment are awarded to dozens of organizations in 47 counties throughout Minnesota for projects of enduring value ST. PAUL (Jan. 15, 2014) – Minnesotans are hard at work in the new year, building their l ..... 
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No unnecessary travel advised due to difficult driving conditions

Tue, Jan 14th, 2014
Posted in All State of Minnesota

ROCHESTER, Minn. – (11:45 a.m.) The Minnesota Department of Transportation advises no unnecessary travel in southeastern Minnesota because of difficult driving conditions due to icy patches, blowing snow and reduced visibility. Officials do not ..... 
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Secretary of State highlights key dates for 2014 election year

Fri, Jan 10th, 2014
Posted in All State of Minnesota

SAINT PAUL, Minn. — Secretary of State Mark Ritchie is encouraging Minnesota voters to engage in the democratic process in 2014 as significant offices will be on the ballot. This year, voters will head to the polls to vote for a U.S. Senate seat, ..... 
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