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I'm buying a new set of tires. Should I have them balanced?


Thu, Jul 21st, 2011
Posted in Ask the Expert

Yes - Balancing helps to guarantee a smooth ride at highway speeds, and it helps to maximize tire life. An out-of-balance tire can be very annoying because it produces a shake that increases in intensity the faster you go. The up-and-down shaking of the wheel is hard on the suspension, not to mention your nerves, and also increases tread wear. An out-of-balance tire can develop a cupped wear pattern. So do yourself and your tires a favor and have them balanced.

Hwy. 16 & 43

RUSHFORD, MN

507-864-2969

How much Life Insurance do I need?

Thu, Jul 21st, 2011
Posted in Ask the Expert

The old rule of thumb was 5 to 8 times your annual salary. Now it seems like most of the time you hear 7 to 10 times your annual salary. But the truth is it really varies. You must determine your family's short-term and long-term needs, subtract your ..... 
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What should I do with my will if I have property in two states?

Thu, Jul 21st, 2011
Posted in Ask the Expert

If you have real property located in different states, your family may have to deal with two probates if you do not do proper planning. There are things you can do now to prevent that. First, understand that you do not need two wills. As long as your ..... 
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Q: What Are Good Ergonomics?

Thu, Jul 21st, 2011
Posted in Ask the Expert



A: According to the United States Department of Health and Human Services, ergonomics is the science of fitting workplace conditions and job demands to employee capabilities.

When lifting, follow these simple suggestions:

  ..... 
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Title transfer:Do you know if you buy a vehicle from a Minnesota licensed dealer and are a resident of Minnesota, said dealer is required to collect sales tax, title and transfer fees and license costs?

Fri, Jun 24th, 2011
Posted in Ask the Expert

This was adopted in 1990 as a way to combat people from fibbing about a vehicle's sale price and also to accelerate the pace of the state getting their income. I have 10 business days to transfer a title or I am charged a late fee. I have only had a ..... 
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I really want to use some fitted & pocket diapers, but if I buy them all up front, it is more than I had budgeted for, even though I will save hundreds in the end. Any ideas on how to spread out the cost?

Fri, Jun 24th, 2011
Posted in Ask the Expert

The great thing about using cloth diapers now is the variety of options. Some parents purchase several more expensive fitted, pocket or all-in-one diapers that they prefer the most along with many prefolds. This gives them a large quantity of diapers ..... 
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Q: What Causes Back Pain?

Fri, Jun 24th, 2011
Posted in Ask the Expert

A: According to the American Chiropractic Association, the back is a complicated structure of bones, joints, ligaments and muscles. You can sprain ligaments, strain muscles, rupture disks, and irritate joints, all of which can lead to back pain. Whil ..... 
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