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Tuesday, May 24th, 2016
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179


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Protecting your personal information


Mon, May 23rd, 2016
Posted in All Health & Wellness

Senior citizens often receive mail that asks for their personal information in exchange for details about life insurance, funeral expense benefits or supplemental Medicare benefits. Once seniors provide their information, they are sometimes flooded with mailed solicitations or hounded by sales calls.

The organizations that send these mailings are not affiliated with the government. They sell your personal information to insurance companies that then use it to try to sell you life, burial, or supplemental Medicare insurance.

These companies - called “lead generators” - send mailings that look like they may be from government agencies. They feature headings like “New 2016 Government Benefit Update for Minnesota Citizens,” “IMPORTANT LETTER OF NOTIFICATION” or “Medicare Open Enrollment Qualification Request Card.”

One mailing pressures seniors to return the card to see if they qualify for a “Final Expense Insurance Program” that may pay 100% of final expenses or as much as $25,000.

Another mailing asks seniors to provide their personal information to see if they qualify for a “NEW state-regulated” life insurance program that would pay up to $50,000. The mailing also claims that by returning the card, people may receive a no-cost dental, vision, and hearing discount plan.

They ask you to fill out a postage-paid card with your name and date of birth and promise to provide free information about the “benefits available to you”.

Lead generators want you to hand over your personal information before you have time to think about it. The mailings usually ask you to act quickly. One states that your request for information won’t be processed if it is received later than 15 days.

You should know . . .

The Minnesota Department of Commerce regulates the insurance industry. When a mailing uses a phrase like “state-regulated”, it may be trying to sound more official or like it is notifying you about a new government benefits program. In reality, all insurance companies

are regulated by the state, so a “state-regulated” plan is nothing new or special.

What can you do?

• Contact local folks first. If you think you need the benefits that these mailings mention, don’t send your personal information to someone you don’t know in order to get more information. Contact your local insuran .....
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Kingsland Board hears from citizens

Mon, May 23rd, 2016
Posted in Wykoff Education

The Kingsland School Board met on May 16 in regular session, with approximately 40 people in attendance. Board members present were Doug Plaehn, Deb Larson, Kristin Beck, Gwen Howard and Ann Oeltjen, along with Superintendent John McDonald. Troy A ..... 
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Kingsland Board hears from citizens

Mon, May 23rd, 2016
Posted in Spring Valley Education

The Kingsland School Board met on May 16 in regular session, with approximately 40 people in attendance. Board members present were Doug Plaehn, Deb Larson, Kristin Beck, Gwen Howard and Ann Oeltjen, along with Superintendent John McDonald. Troy A ..... 
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Rushford Village secures bond; discusses Grimsrud property

By Kirsten Zoellner

Mon, May 23rd, 2016
Posted in Rushford Village Government

Following nearly three years’ worth of plans aimed at trying to get City of Rushford Village paved roadways up to good condition and under a maintenance schedule; the city has approved a bond of $878,000 through Minnesota Rural Water Association. ..... 
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Those who know Congress best are shaking their heads

By Lee Hamilton

Mon, May 23rd, 2016
Posted in All Commentary

I had the good fortune last week to spend some time in Washington, D.C. with about a dozen former members of Congress. As you’d expect, we got to talking about the current Congress. Very quickly it turned out that the same question was troubling a ..... 
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Letter about where’s Jeremy?... To the Editor,

Mon, May 23rd, 2016
Posted in Lanesboro Letter to the Editor

Sen. Miller has missed another important day at the Capitol. Despite representing a college town and being the minority lead on the Senate Higher Education Committee, he missed Friday’s hearing of the higher education finance bill. The hearing was ..... 
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Letter about a direct attack on God... To the Editor,

Mon, May 23rd, 2016
Posted in All Letter to the Editor

The Department of Education and Department of Justice sent out a letter to school districts across the nation informing us that we have to comply with their twisted interpretation of the law regarding the bathroom issue or risk losing federal fundin ..... 
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Letter about high speed internet is needed for the future... To the Editor,

Mon, May 23rd, 2016
Posted in All Letter to the Editor

While several points in Jason Sethre’s recent “Internet speed not a high priority” are worthy, he is tone-deaf in his assessment that high-speed internet is not a priority in greater Minnesota, and on several other points. First, using his sui ..... 
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Dayton the mediator

Mon, May 23rd, 2016
Posted in All Commentary

Governor Mark Dayton is trying “the art of the deal” in an effort to finally produce a comprehensive state transportation funding package for the next 10 years. At the time of this writing, there is less than a week left of the truncated 10-week ..... 
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